Platform Features
Everything your business cash needs, allocated automatically
Crown Capitholm moves idle operating cash into diversified, rules-based allocations — reviewed daily, reported transparently, with zero trading or management fees.
Core Capabilities
Built for how businesses actually hold cash
Each feature is designed around one goal: keeping your working capital productive without adding operational overhead or hidden costs.
AI-Driven Allocation Engine
Our allocation engine continuously assesses market conditions and reallocates idle balances across a diversified set of instruments — following pre-set risk parameters your business defines upfront. No manual trading decisions, no guesswork.
Zero Trading Fees
No commissions on allocation adjustments. What you see reflected in your balance is what you keep, minus nothing extracted at the transaction level.
Zero Management Fees
No annual percentage skimmed off your holdings. Crown Capitholm does not charge ongoing asset-based management fees.
Daily Rebalancing
Allocations are reviewed and rebalanced daily against your configured risk profile, so drift is corrected before it compounds.
Transparent Reporting
Every allocation change, balance movement, and performance figure is logged and viewable in your dashboard — no end-of-month surprises, no opaque statements.
Live Dashboard
See exactly where your cash sits, at all times
The Crown Capitholm dashboard gives finance teams a single view of allocations, movements, and performance — without needing to log into multiple platforms.
| Instrument Class | Allocation | 1M Change |
|---|---|---|
| Short-Term Cash Instruments | 42% | +0.6% |
| Investment-Grade Fixed Income | 31% | +0.3% |
| Diversified Money Market | 18% | +0.2% |
| Liquidity Reserve | 9% | -0.1% |
Real-Time Balance Tracking
Watch allocation shifts as they happen, not after settlement delays.
Exportable Statements
Download activity in formats ready for your bookkeeping workflow.
Configurable Alerts
Set thresholds so you're notified of significant allocation shifts.
How It Works
From sign-up to allocated cash in four steps
Request Access
Submit your business details and get matched with an onboarding specialist.
Set Risk Parameters
Define your liquidity needs and risk tolerance so allocations match your business.
Fund Your Account
Transfer operating cash into your Crown Capitholm account through standard banking rails.
Monitor & Adjust
Track allocations in your dashboard and adjust parameters as your business evolves.
Risk Controls
Guardrails that keep allocation within your comfort zone
Crown Capitholm does not chase yield at the expense of liquidity. Every account operates within business-defined boundaries.
- Maximum single-instrument exposureConfigurable cap
- Minimum liquidity reserveAlways maintained
- Rebalancing frequencyDaily
- Withdrawal processingStandard banking timelines
All allocations are bound by parameters set during onboarding. Businesses can revise their risk profile at any time, and changes take effect from the next rebalancing cycle.
Why It Matters
Cash sitting idle is cash working against you
Most small businesses hold operating cash in low-yield accounts simply because active management feels out of reach. Crown Capitholm was built to close that gap — automating the process without adding fees that erode the benefit.
Our approach favours steady, diversified allocation over speculative positioning, so your business retains access to liquidity while cash is put to more productive use.
Fee Structure
No trading fees. No management fees. Full stop.
We believe fee transparency should be simple enough to state in one sentence — and verifiable in your dashboard.
| Fee Type | Standard Industry Range | Crown Capitholm |
|---|---|---|
| Trading / Transaction Fees | Varies by provider | $0 |
| Annual Management Fee | Varies by provider | $0 |
| Account Setup | Varies by provider | $0 |
| Total Recurring Cost to You | — | $0 |
Fully Auditable
Every allocation and movement is logged with a timestamp in your dashboard.
New Zealand Registered
Crown Capitholm operates as a registered New Zealand business serving local companies.
Business-First Design
Built specifically around small business cash flow patterns, not retail investing habits.
Ready to put your cash to work?
Request access and our onboarding team will walk you through setup — no obligation, no hidden fees.